Earnest logo

Senior Product Manager

Earnest
Remote
United States

This role will report to the Vice President of Product - Lending.

We’re looking for a Senior Product Manager to lead our In-School Student Lending productβ€”owning it end-to-end and driving its next stage of growth. This is a highly visible, high-impact role at the heart of our lending business. You’ll work closely with a dedicated cross-functional team and partner directly with our Student Loans GM to shape strategy, deliver best-in-class borrower experiences, and improve unit economics.

This role is ideal for someone who thrives in ownership-heavy environments, is fluent in lending, and who can translate complexity into clear, actionable plans. If you’re energized by digging into tough problems, have a growth mindset, and are ready to roll up your sleeves to grow a product in a competitive spaceβ€”we want to talk.

As the Senior Product Manager, SLO/GM, you will:Β 

  • Own the student lending product end-to-end, from strategy and roadmap to day-to-day execution and optimization.
  • Drive growth and unit economicsβ€”identify and deliver product and process improvements across the full borrower journey (acquisition, onboarding, underwriting, servicing, etc.).
  • Partner closely with the Student Loans GM on business strategy, prioritization, and cross-functional execution.
  • Collaborate with a dedicated engineering and design team, and work alongside shared functions including research, analytics, data science, and credit.
  • Use both qualitative insights and quantitative data to uncover borrower needs, validate hypotheses, and measure impact.
  • Define, track, and deliver against both product metrics (conversion, NPS, feature adoption, time to fund, etc.) and business metrics (loan volume, delinquency/default rates etc.).
  • Manage regulatory and compliance requirements.
  • Communicate roadmap, progress, and results to stakeholders across the company.

About You:

  • 5+ years of product management experience, with a track record of end-to-end ownership and results.
  • 3+ years in lending products.
  • 3+ years in fintech (can be overlapping with the above).
  • A builder’s mindsetβ€”you’re hands-on, comfortable with ambiguity, and skilled at turning big ideas into clear, achievable plans.
  • Strong product instincts backed by data fluencyβ€”you know how to use metrics, experimentation, and customer insights to guide decisions.
  • Excellent communication and storytelling skillsβ€”you can align teams, influence stakeholders, and make complexity easy to understand.
  • A natural collaborator who thrives in cross-functional settings and builds strong partnerships across product, engineering, design, analytics, and business teams.
  • A passion for solving real problems for real peopleβ€”and for making financial products simpler, more transparent, and more effective.

Where:

  • This role will be based in the San Francisco Bay Area, Salt Lake City, UT, or Austin, TX areas.
  • While you’ll enjoy the flexibility of remote work, we also love to see our Earnies face-to-face! We ask you to join us at our Oakland / Salt Lake City / Austin, TX. offices for 3 consecutive days a month for team collaboration and some fun. It's a chance to connect, share ideas, and maybe even grab some coffee together!

#LI-GA1