Product Owner

Position Summary

Client is seeking a strategic and clientfocused Product Owner to lead the evolution and adoption of Pay by client capabilities and onboarding of FIs onto a payments platform This role will be responsible assisting defining product strategy managing the product roadmap and driving delivery of accounttoaccount payments adoptions and improving customer experience Strong communication skills and experience working with Banks and Merchants is required

The ideal candidate combines deep payments andor merchant acquiring expertise with strong product ownership capabilities They are comfortable leading executivelevel client discussions conducting pointofsale solution conversations Experience with digital payment platforms such as Zelle RTP FedNow ACH Open Banking and accounttoaccount payment networks is highly desirable

This individual will work closely with merchants financial institutions business stakeholders technology teams operations and external partners to drive product growth and market adoption

Key Responsibilities

 Assist in executing the Pay by Bank product vision roadmap and gotomarket strategy

 Identify opportunities to expand accounttoaccount payment adoption across merchant channels including ecommerce mobile recurring payments and pointofsale

 Evaluate emerging payment trends competitive offerings and regulatory impacts affecting the payments landscape

 Build business cases that support merchant adoption revenue growth and transaction cost optimization

 Serve as a trusted advisor in front of merchants financial institutions and executive stakeholders

 Lead clientfacing workshops product demonstrations and solution discussions

 Conduct discovery sessions with merchants to understand payment acceptance strategies checkout experiences and customer behaviors

 Partner with sales and relationship teams to articulate the value proposition of Pay by Bank solutions

 Present confidently to Clevel and senior business executives

 Point of Sale  Commerce Expertise

 Work directly with merchants to identify pointofsale and checkout optimization opportunities

 Understand instore omnichannel and digital commerce payment flows

 Collaborate with merchant acquiring gateway and terminal teams to deliver seamless customer experiences

 Influence product capabilities that improve conversion rates reduce cart abandonment and lower acceptance costs

Required Qualifications

 10 years of Product Owner Product Manager or Payments Product experience

 Deep understanding of merchant acquiring payment acceptance and commerce ecosystems

 Experience working directly with merchants on payment strategy and pointofsale solutions

 Strong clientfacing communication and presentation skills

 Experience leading executive discussions and influencing stakeholders

 Proven ability to translate complex payment concepts into business value

 Experience working within Agile delivery environments

 Strong knowledge of payment rails including ACH RealTime Payments RTP FedNow Debit and Credit Card Networks AccounttoAccount Payments